Key Responsibilities

• Financial Reporting & Close: Lead the monthly, quarterly, and annual financial close, ensuring accurate financial statements, consolidation, reconciliations, and timely reporting in accordance with IFRS.
• Regulatory Reporting & Compliance: Oversee financial and prudential reporting to the Central Bank of the UAE (CBUAE) and ensure Finance processes comply with applicable UAE regulatory requirements.
• Accounting Policy & Governance: Maintain the Bank's accounting policies, chart of accounts, financial control framework, and interpretation and application of IFRS, including areas such as IFRS 9 expected credit losses.
• Financial Controls: Maintain a robust internal control environment covering GL integrity, balance substantiation, reconciliations, journal controls, suspense accounts, maker-checker controls, and financial reporting controls.
• Management Reporting: Produce management accounts and provide clear analysis of performance against budget, forecast, and prior periods, including NII, fees, operating expenses, impairments, profitability, and other key banking KPIs.
• Balance Sheet Control: Ensure the integrity of assets, liabilities, capital, provisions, accruals, intercompany balances, fixed assets, and other material balance sheet accounts.
• Treasury & Product Control: Oversee or coordinate accounting and valuation controls for treasury products, investments, derivatives, FX, funding, and hedge accounting, where applicable.
• Capital, Liquidity & ALM Support: Work closely with Treasury and Risk on capital adequacy, liquidity, funding, ALM, and regulatory ratios, ensuring consistency between regulatory submissions and the financial books.
• Budgeting & Forecasting: Lead or support annual budgeting, rolling forecasts, cost management, and financial planning, depending on the Bank's operating structure.
• External & Internal Audit: Act as a key Finance contact for external auditors, Internal Audit, and regulatory reviews, including coordinating audit evidence and remediation of findings.
• Tax Oversight: Ensure appropriate financial reporting and controls relating to UAE Corporate Tax, VAT, transfer pricing, and other relevant tax requirements, working with specialist tax resources where appropriate.
• Finance Operations & Systems: Ensure integrity and reconciliation between core banking, treasury, lending, and other source systems and the GL, while driving automation and continuous improvement across Finance processes and reporting.
• Finance Leadership: Lead and develop the Finance team, establish appropriate SLAs and reporting calendars, strengthen technical capability, and ensure effective segregation of duties and succession coverage.

Educational & Professional Background

• Bachelor’s degree in accounting, Finance, Economics, or a related discipline.
• Professional accounting qualification such as CA, ACA, ACCA, CPA, or CIMA.
• Additional qualifications such as CFA, MBA, or a master’s degree in finance would be advantageous but are not essential. A strong accounting qualification combined with relevant banking experience is, however, a requirement

Ideal Candidate Profile

A qualified accountant (CA/ACA/ACCA/CPA or equivalent) with a minimum of 5–7 years' experience within banking or financial services, preferably including UAE/GCC banking experience. The candidate should have strong knowledge of IFRS, CBUAE regulatory requirements, financial and regulatory reporting, banking products, balance sheet controls, and financial governance